![]() The judge will grant you a letter of testamentary, giving you responsibility and rights as the executor of the estate. Your next step is to notify probate court that there is no will and that you are applying as executor to handle the final affairs of your loved one. While unofficial or uncertified copies can be obtained by nearly anyone, certified copies of the death certificate are routinely only provided to the next of kin or close relatives of the deceased. This can be obtained through your state’s vital records office, provided you are next of kin. Certified copy of death certificateįirst, you obtain a certified copy of your loved one’s death certificate. If this is your case, the process is similar to the steps taken above, with one exception. In situations when there is no executor, the next of kin is allowed to fill in for the role to handle end-of-life affairs. Once you’ve gathered the above documentation, you’re ready to contact the bank. It can be tricky to know how long to keep documents after a death, but in general, plan to keep all financial documents for a minimum of three years. Keep all copies of these documents located in a secure but accessible place, as you’ll need these for multiple transactions beyond the bank. Other documentationĪt this point, you’ll want to gather other documentation including a copy of your identification, copies of your loved one’s social security card and bank statements, and account information. This letter is a crucial piece of the puzzle banks will ask for to ensure that you are legally allowed to close the accounts in question. This is necessary for the judge to provide you with a “letter of testamentary” which certifies you as your loved one’s executor. The next step will be to file your loved one’s will with the probate court. Depending on your local office, you can apply for a certified copy in person, by mail, or online. This can be obtained by contacting your state’s office of vital statistics. ![]() Some states require proof of executorship or proof of relationship in order to receive a certified copy. For official business, you’ll want to obtain a certified copy. If this is your situation, you’ll need to do the following: Certified copy of death certificateįirst, get a copy of the death certificate. You’re the designated executorĬarrying out executor duties such as closing bank accounts and credit cards becomes far simpler as a designated executor. Consider each of these options and proceed with the choice that best relates to your specific situation. While the process is straightforward, there are several pieces of information required for a bank account to proceed with the closing process.Įach process varies slightly depending on your circumstances, such as whether you’re the designated executor or if a will is absent. If these accounts are left open and unused, they become prime targets for hackers. What Do You Need to Include in a Letter to Close a Bank Account for a Deceased Loved One?Ĭlosing out a deceased relative’s bank account is just as important as canceling credit cards after a death. We have a post-loss checklist that will help you ensure that your loved one's family, estate, and other affairs are taken care of. Tip: The other aspects of handling a loved one's unfinished business can be overwhelming without a way to organize your process. With the right forms and pieces of information, closing a deceased relative’s bank account is a fairly straightforward process. Sample Letter to Close the Bank Account of a Deceased Loved One.What Do You Need to Include in a Letter to Close a Bank Account for a Deceased Loved One?. ![]() Whether you’re gathering materials to give your executor, or you’re a family member that needs to close out a loved one’s accounts, you’ll eventually need to contact the bank. As an Amazon Associate, we earn from qualifying purchases. We also may earn commission from purchases made through affiliate links. We follow a strict editorial process to provide you with the best content possible.
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